The Home of Possibility.
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Let's talk about how we can expand your value to your clients. We have all the tools you need to grow your business. Together, the possibilities are endless.
Headquarters:
Location
800-555-5555
12140 Woodcrest Executive Drive, Suite 150 St. Louis, MO 63141
locations
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DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Not a commitment to lend. Additional terms and conditions apply. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV and WI. AZ License Number: 942577. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, Georgia Residential Mortgage Licensee #33479, MA #ML227262, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, TX: 2150 S. Central Expressway, Suite 310, McKinney, TX 75070, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.
DAS Acquisition Company, LLC dba DAS Wholesale NMLS #227262. Not a commitment to lend. Additional terms and conditions apply. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 942577. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, Georgia Residential Mortgage Licensee #33479, MA Mortgage Lender License #ML227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, TX: 2150 S. Central Expressway, Suite 310, McKinney, TX 75070, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.
This group is so knowledgeable about their field and it makes the process go so smoothly. Above that, they are so kind and make you feel like you are the only client they have, when in fact, they are very busy. All questions are encouraged and welcomed, and I was never made to feel like I was I interrupting when I contacted them. If anyone needs help in refinancing or purchasing a home, this group is the best. I have used them in the past, and it’s always the same experience.
Jane S., April 20, 2021, via Social Survey
Everyone that participated in closing, meaning all departments, were very professional. They submitted all the information requested from me in a timely manner. I definitely recommend.
Carmen, April 20, 2021, via Social Survey
Rapid response to questions. Documents that needed to be completed were given in a timely manner. Great service.
Heather M. April 16, 2021, via Social Survey
Everyone on your team was attentive, responsive and dedicated to seamless communication, constant updates and was very reliable. Truly made the process and enjoyable experience.
Langston. April 13, 2021, via Social Survey
Amazing services, works closely with the lenders. Great communication and is always quick to respond. Has an amazing team that made the process run smoothly. Truly was an experience that was full of lessons and next time I need a loan I know exactly who to go to.
Janazell R.. April 9, 2021, via Zillow
Communication was outstanding! Answered all my questions and concerns no matter how often I called. The time to process was remarkably short and the closing costs were so very low. A very wonderful experience.
Diane, April 5, 2021, via Social Survey
Communication was clear. He helped me through the process, and went out of his way to provide a good experience. The whole team was very professional.
Jon C., April 22, 2021, via Social Survey
Information Security policy | Privacy policy
Property must be located in a USDA approved area LTV up to 100% Lower mortgage insurance fees FICO down to 640
USDA
Down payment assistance allowed from govt. agencies Fixed rate and ARM options Flexible terms from 120 to 360 months FICO down to 620
FHA
DU and LP allowed Fixed rate and ARM options Flexible terms from 120 to 360 months FICO down to 620 HomeReady® program available Home Possible® program available HomeOne™ program available
Conventional
LTV up to 100% including cash-out transactions Fixed rate and ARM options Flexible terms from 120 to 360 months IRRRL LTV up to 110% plus allowable fees
VA
Completely Digital Loan Process
Full Service Mortgage Lender
Large Portfolio of Loan Products
fits their life?
Find out more!
How do we make sure your client’s mortgage
We provide diverse loan options, a digital process from start to finish, and a local team to guide your client every step of the way.
We have a mortgage loan product for almost any situation.
We can offer your clients' a LOT of solutions.
With a portfolio as diverse as ours, we've probably addressed almost every situation you might encounter. We really believe there is a mortgage loan for everyone.
We help homebuyers make their next move without moving an inch.
Ask us about our fully digital loan application suite that requires ZERO human interaction and homebuyers digitally submit and sign all documents. We also have safety-first closings™, featuring digital options and curbside notary services, when the presence of a notary is required.
Redefining Convenience
Virtual Consultations
Paperless Contracts & Offers
Earnest & Option Money Courier Service
Virtual Property Tours
Live Steam Open Houses
Electronic Inspection Report
Co-branded Mobile App
Curbside Closings
Most of our home loans are referred to us by other people in the real estate industry because we are a trusted member. Since we partner with nearly every major financial services firm and real estate brokerage in the country, we can accommodate almost any financial situation and offer your clients countless possibilities.
Our operations are all in-house, which gives you and your homebuyers a leg up with regards to access, fees and rates.
In-house operations such as processing, underwriting, closing and funding means that we have total control of your homebuyers' transactions.
Hoover over each circle to learn more about the DAS Wholesale Loan Journey.
Step 7. Closing
After we obtain final approval, the loan is moved to Closing. Your DAS team will ensure you’re fully prepared for your closing -reviewing the closing package prior to sending to the title company. Once the borrower(s) have signed and their documents received by us, we will approve the wire release and everyone can celebrate!
Step 6. Initial CD
We will prep and send the initial CD before we receive final approval from underwriting. This ensures we close each loan faster and more efficiently by meeting all TRID timeline dates.
Step 5. Underwriting
You will be able to easily identify what document are required for loan approval through your loan’s conditions tab. You can also notify your DAS team directly to review conditions by clicking the notify lender button.
Step 4. Documentation
Based on the loan application and AUS findings, we will require income, asset, and other documentation. These will be delivered with ease through your loan’s documents tab.
Step 3. Appraisals
Once the intent to proceed has been received, we will order the appraisal. Our DAS team will provide ongoing communication regarding inspection and expected due dates.
Step 2. Disclose
Our DAS team will prepare each loan for disclosures. Once disclosed, you and your customer will be able e-sign the disclosures quickly and efficiently.
Step 1. Register & Submit
Upload your Fannie Mae 3.2 or 3.4 file, import from DO Casefile ID, or manually enter the loan data. Each form and screen are designed to make sure the origination process is seamless.
The DAS Wholesale Loan Journey
How To's
Loan Summary
URLA
Product Pricing & Lock
How to import 3.4
In-Process Experience
Conditions
Disclosure Tracking
Documents
Import Additional Data
Order Credit
Order DU
Loan Actions
Withdraw Loan
Submit Loan
This desk is managed by a team of veteran underwriters. This team will run scenarios, calculate self-employed income, verify the loan is within guidelines and help ensure timely delivery of the loan.
Underwriting help desk
This help desk uses an ever-changing cloud-based system to create efficiencies within the loan process, and allows more time for training and originating.
Encompass help desk
The condo help desk assists with review and approvals, waivers, underwriter escalation, guideline updates and training and more.
Condo helpdesk
Our team of IT professionals is constantly upgrading our technologies to maintain an efficient, well-maintained machine.
IT helpdesk
At DAS Wholesale, we invest in and utilize the best sales tech on the market to make sure our brokers have the best customer-facing technology, and can focus on the parts of their job they love most.
Our Technology
TPO Connect is a fully-configurable web-based portal that allows you to effortlessly collaborate with us so you can work faster, stay compliant, and maximize the profitability of every loan.
TPO CONNECT
Optimal Blue delivers the most comprehensive functionality, enhances workflow efficiencies, and enables you to stay competitive and confidently execute profitable lending strategies.
OPTIMAL BLUE
DocuSign allows us to manage electronic agreements including eSignature and the ability to easily sign documents on different devices. DocuSign allows clients to safely sign and keep track of documents.
DocuSign
Web
Mobile
Meet the DAS Wholesale Leadership Team
A subsidiary of DAS Acquisition Company, LLC, DAS Wholesale continues to open doors as a mortgage industry leader. At DAS Wholesale, our mission is the unrelenting pursuit of perfection, and we pride ourselves on the lending excellence and the superior level of service that our status as a mortgage bank enables us to provide.
Douglas A. Schukar
Chariman and CEO
Linda Pring
President
Jason Wheatley
Chief Financial Officer
Ron Mueller
Executive Vice President
Devin Glenn
Wholesale Manager
You? Maybe!
We're always on the lookout for great talent! Use the "Contact Us" form to get in touch!
We will put you and your customer first.
We will not solicit customers you bring our way.
We will provide training and support to ensure your success.
Our goal is to provide the type of service that leaves you positive that you’d never go anywhere else for your mortgage needs. At DAS Wholesale, we promise:
Expect energized, empowered, entrepreneurs that are constantly working to improve the mortgage process – with the end result being a better product for you. We love providing “moments of magic” for our customers and subscribe to the idea that “average service” is for the competition.
What we deliver
Work Hard
Play Hard
Share Hard
Give Hard
DAS Gives is an employee-driven program that supports charities near and dear to our employees’ hearts. Since the program’s inception in 2018, our employees have volunteered hundreds of hours and helped to raise hundreds of thousands of dollars for dozens of local charities through fundraising and donations.
At DAS Wholesale, you won't encounter regular employees - we are all co-owners! Which means we have a vested interest in your success and work tirelessly to support your efforts. ESOPs are similar to a profit sharing plan, except it is designed to invest primarily in company stock.
We are a 100% employee-owned ESOP
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270K
What’s life without a little fun? Whether it’s a social outing, team-building event, or a giveaway, we try our hardest to show our co-owners how much we value them.
We don’t hire employees, we hire owners. What does that mean? It means we have an army of owners, committed to problem-solving and production which creates a dynamic, ever-evolving culture. Our workforce is empowered to bring their creativity and entrepreneurial spirit to the table. It also means that when we’re financially successful, our employee-owners profit. We’re also committed to working with the best -- as evidenced by our rapid growth.
2020
2018
$4B
+
$1B
Our Growth
What makes DAS Wholesale different?
Our culture
Top Workplaces, The St. Louis Post Dispatch
2018-2020
National mortgage news
best mortgage companies to work for
2019
Our employee-owners love working to help homeowners!
Glass Door rating
4.5
Average Review, number of stars out of 5
4.90
Reviews
32,590
You'll Love Us
(Statistically, most people do!)
97.1% of our reviews are at least 4 stars out of 5 stars!
97%
Patriotic Employer Award, Pro Partia Award, Above and Beyond Award Employer Support of the Guard and Reserve (ESGR)
Best Places to work St. Louis Business Journal
2014-2020
Top Workplaces The St. Louis Post Dispatch
Top Workplace Award Social Survey
Best Mortgage Companies to Work For National Mortgage News
SocialSurvey rating
4.9
Glassdoor rating
More about our ESOP
That makes working here very unique. At DAS Wholesale, you don’t have co-workers, you have co-owners, and they have a vested interest in your success and work tirelessly to support your efforts. ESOPs are similar to a profit sharing plan, except it is designed to invest primarily in company stock.
USA Mortgage is a 100% employee-owned ESOP
DAS Wholesale NMLS:227262 Hours: 8am -5pm CST
Attn: TPO Department 12140 Woodcrest Executive Drive Suite 150 St. Louis, MO 63141 support@daswholesale.com
TPO Connect Overview
Security
Is DASWholesale.com safe to take care of my home purchasing needs?
Yes, but decide for yourself. DAS Wholesale uses encryption to transfer data back and forth between our site and your computer. What this means is that the only person that sees the data on your screen is YOU. We utilize the same encryption technology that has been used successfully by the FBI, CIA, and ATM Machines worldwide. DASWholesale.com utilizes VeriSign for our secure information transmissions over the internet. VeriSign is the world’s leading provider of digital certificate solutions for businesses and individuals wanting to perform secure electronic commerce and communications over the internet. VeriSign is the provider of secure electronic commerce solutions for AT&T, EDS, Microsoft, VeriFone, Visa and others. VeriSign provides security services 24 hours a day, 7 days a week. USA-Mortgage.com is very proud to utilize VeriSign’s services to provide the ultimate security for our customers. Internet commerce is the fastest growing method of doing business. Purchasing mortgages and other banking services from the convenience of your own home 24 hours, 7 days a week is becoming a part of our daily lives. DASWholsale.com is proud to be a leader in providing value, convenience and security in mortgage shopping via the internet. We are proud to provide the best security available for you to confidently conduct your business electronically.
What about my personal Information?
DAS Wholeale will not under any circumstances share your name, address, telephone number, or financial information of any kind without express written consent from you. Period.
Privacy Policy
DAS Wholesale is committed to honoring the privacy of visitors to our corporate and affiliate Web sites. Our Web site describes our information practices and lets users give informed consent before participating in programs and services. This page provides answers to the following questions:
How Do We Protect Your Account?
128-bit High Encryption Browsers. We require you to use a secure browser to access account information and perform transactions. This helps to ensure that the information you access is secure and confidential. Encrypted Data. After you have entered your information, the encrypted data is transported between our systems and our alliance systems. Ensuring the security of your financial transactions is never a finite process for us. We use professional security experts to manage and monitor 24-hours a day, 7-days a week to help ensure that your information is secure.
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What is SSL and How Does it Protect Me?
SSL creates a secure communication channel by encrypting communication between the user and the server. SSL authenticates that the server to which you are connected is indeed correct. You can be assured that you are actually communicating with us, and not a third party trying to intercept the transaction. SSL conducts a cryptographic word count to ensure data integrity between the server and the user. The word count (or checksum) provides a count of the number of bytes in a document and ensures the exact number of bytes is transmitted and received. With SSL, even this check sum is encrypted so it cannot be modified. If a message is not received in its entirety, it is rejected and another copy of the message is sent automatically.
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What information does DAS Wholsale ask for and how is it used?
DAS Wholesale will ask for several pieces of information in order to process the loan application. Among these are social security numbers, employment history, and assets and liabilities you hold. We make every effort to protect our partners, affiliates, and individual consumers, but we do not control the privacy policies or business practices of third-party Web sites. When our business partners and affiliates register for services provided by DAS Wholesale, they are asked to provide certain information such as their name, business address, contact information, and company description. We only ask for this information so that our account managers and Web site coordinators can maintain quick, effective communication and constantly personalize our business services to your requirements. Your registration, contact information, and any passwords you may be issued are also required for your secure movement and transaction processing throughout our Web sites. However, certain third-party Web sites to which we provide links or which are hosted by DAS Wholsale for public use have different or additional terms of use, (including different privacy policies), which you should read, so that you fully understand particular uses of personal information by third parties who are partnered or affiliated with DAS Wholsale. Because DAS Wholsale does not control activity on any third party Web sites, even when hosted by DAS Wholsale, DAS Wholsale makes no representation concerning the use and/or disclosure of any information provided to such third party Web sites.
Do I get to choose what information is disclosed?
Yes, our business partners and affiliates can always choose whether or not to disclose personal or business information through DAS Wholesale. Certain information is of course required for registration and to establish and securely manage your DAS Wholesale account, but other requested information may be optional. Specific questions about what information is currently required should be addressed to the account manager and Web site coordinator who establish your account.
Who has access to the information that I provide to DAS Wholesale?
We use basic information which we collect to make your business relationship with DAS Wholesale more productive and tailored to your individual preferences. We require specific additional information when you subscribe to some customized services, and we store that information in secure databases. We share some aggregate statistical data with companies from which we obtain analytical and marketing services or partnerships. These companies do not have access to our secure database, and we never provide these companies with access to any consumers' financial, personal, or loan-transaction information which we store on behalf of our business partners and affiliates. From time to time, we may be asked to disclose such information to third parties as part of a legal proceeding (i.e. subpoenas and criminal investigations); in such cases, DAS Wholesale will disclose personally identifiable information as required by law. For more information click here
What if I need to change the personal or business information previously disclosed?
All changes in our partners' and affiliates' contact or business information should be sent immediately to the account manager and Web site coordinator who manage your account. Private consumers who use the mortgage services of our partners and broker affiliates should contact them directly by e-mail or by phone to update personal and loan-account information.
Who can I contact if I have any questions regarding privacy?
If you have specific questions about DAS Wholesale, you can contact us directly through our e-mail address provided below. For more general information, we recommend the Web site published by the U.S. Federal Trade Commission, which includes news and commentary about privacy protection on the Worldwide Web; or go directly to their FTC Search page, enter the words "Internet privacy" (without quotes) in the text field, and hit the Search button.
What is a "cookie" and how does it work?
By placing a small file known as a “cookie” on your computer (or other device), DAS Wholesale passively gather information about all visitors’ use of the System for several reasons, including, but not limited to, the following: statistics collection and analysis, System optimization, analytics, and market research. The information that we track with cookies includes, but is not limited to, the type of browser (such as Google Chrome, Mozilla Firefox or Internet Explorer) and Internet-connected devices being used to access the System, your Internet protocol (“IP”) address, your home domain or Internet service provider, your referrer URL (which is the URL for the website that you were viewing prior to visiting the System), how you were directed to the System, which specific pages you access on the System, how long you view each page, the time and date you access our System and the total number of visitors to the System and any portions thereof. We may use the information collected from cookies or similar files on your computer for security purposes, to facilitate site navigation and to personalize your experience while visiting the System. This data helps us improve our respective product and services. Most popular Internet browser applications will allow you to configure the browser so as not to accept cookies. However, setting your browser to reject cookies may, in certain instances, prevent you from taking full advantage of the System (or some portion thereof) and its capabilities, or cause some features of the System to function improperly or more slowly.
What does DAS Wholesale do with the non-public personal information it receives regarding its business partners', affiliates' or mortgage broker clients' customers?
DAS Wholesale provides a wide range of services to its business partners, affiliates and mortgage broker clients. In connection with these services, DAS Wholesale often receives non-public personal information about the customers of its business partners, affiliates and mortgage broker clients. Except as permitted by law, DAS Wholesale does not share, disclose or otherwise use non-public personal information that it receives from its business partners or mortgage broker clients about its business partners' or mortgage broker clients' customers. Federal privacy regulations limit the manner in which DAS Wholesale may re-use or re-disclose this information, and DAS Wholesale complies with these regulations. For more information click here.
What is DAS Wholesales California Consumer Privacy Policy?
The full policy PDF can be found here. You have a right to request the deletion of personal information that we collect or maintain about you. To submit a request to delete personal information, please submit an email request to optout@dasacquisition.com and include “California Request to Delete” in the subject line. Please specify in your request the personal information about you that you would like to have deleted, which can be all of your personal information as required by the CCPA. To submit a request to exercise the right to know, please submit an email request to CCPARTK@dasacquisition.com with “California Request to Know” in the subject line. Please specify in your request the details you would like to know, including any specific pieces of personal information you would like to access.
Questions specifically regarding this DAS Wholesale statement of privacy policy should be directed to support@daswholesale.com.
